## HDFC - Housing Development Finance Corporation LtdHDFC is a famous housing finance company. It is an Indian company and was established in 1977. The headquarters of the company is in The revenue of the company is rupees 139,071 crores. While its operating income is rupees 46,397 crores, and net income is rupees 13,566 crores. The HDFC invests rupees 829,354 crores in assets, and the equity of the company is rupees 156,351 crores. There are 3,226 employees working with the company. ## Loan Products:## 1. Housing Loans:This company provides housing loans to customers for the plot, home, and rural houses.
- If the female customer has taken a loan up to rupees 30 lakh, then the interest rate is 6.85 % to 7.35 % per annum.
- If the other customer has taken a loan up to rupees 30 lakh, then the interest rate is 6.90 % to 7.40 % per annum.
- If the female customer has taken a loan from rupees 30.01 lakhs to 75 lakhs, then the interest rate is 7.10 % to 7.60 % per annum.
- If the other customer has taken a loan from rupees 30.01 lakhs to 75 lakhs, then the interest rate is 7.15 % to 7.65 % per annum.
- If the female customer has taken a loan of more than rupees 75 lakhs, then the interest rate is 7.20 % to 7.70 % per annum.
- If the other customer has taken a loan of more than rupees 75 lakhs, then the interest rate is 7.25 % to 7.75 % per annum.
- If the female customer has taken a loan up to rupees 30 lakh, then the interest rate is 6.75 % to 7.25 % per annum.
- If the other customer has taken a loan up to rupees 30 lakh, then the interest rate is 6.80 % to 7.30 % per annum.
- If the female customer has taken a loan from rupees 30.01 lakhs to 75 lakhs, then the interest rate is 7.00 % to 7.50 % per annum.
- If the other customer has taken a loan from rupees 30.01 lakhs to 75 lakhs, then the interest rate is 7.05 % to 7.55 % per annum.
- If the female customer has taken a loan of more than rupees 75 lakhs, then the interest rate is 7.10 % to 7.60 % per annum.
- If the other customer has taken a loan of more than rupees 75 lakhs, then the interest rate is 7.15 % to 7.65 % per annum.
- If the female customer has taken a loan up to rupees 30 lakh, then the interest rate is 7.40 % to 8.50 % per annum.
- If the other customer has taken a loan up to rupees 30 lakh, then the interest rate is 7.45 % to 8.50 % per annum.
- If the female customer has taken a loan from rupees 30.01 lakhs to 75 lakhs, then the interest rate is 7.55 % to 8.65 % per annum.
- If the other customer has taken a loan from rupees 30.01 lakhs to 75 lakhs, then the interest rate is 7.60 % to 8.65 % per annum.
- If the female customer has taken a loan of more than rupees 75 lakhs, then the interest rate is 7.65 % to 8.75 % per annum.
- If the other customer has taken a loan of more than rupees 75 lakhs, then the interest rate is 7.70 % to 8.75 % per annum.
## 2. Other Home Loan Products:This company provides the loan for a house renovation, home extension, and top-up loans.
- If the female customer has taken a loan up to rupees 30 lakh, then the interest rate is 6.75 % to 7.25 % per annum.
- If the other customer has taken a loan up to rupees 30 lakh, then the interest rate is 6.80 % to 7.30 % per annum.
- If the female customer has taken a loan from rupees 30.01 lakhs to rupees 75 lakhs, then the interest rate is 7.00 % to 7.50 % per annum.
- If the other customer has taken a loan from rupees 30.01 lakhs to 75 lakhs, then the interest rate is 7.05 % to 7.55 % per annum.
- If the female customer has taken a loan of more than rupees 75 lakhs, then the interest rate is 7.10 % to 7.60 % per annum.
- If the other customer has taken a loan of more than rupees 75 lakhs, then the interest rate is 7.15 % to 7.65 % per annum.
- If the female customer has taken a loan up to rupees 30 lakh, then the interest rate is 6.95 % to 7.45 % per annum.
- If the other customer has taken a loan up to rupees 30 lakh, then the interest rate is 7.00 % to 7.50 % per annum.
- If the female customer has taken a loan from rupees 30.01 lakhs to 75 lakhs, then the interest rate is 7.20 % to 7.70 % per annum.
- If the other customer has taken a loan from rupees 30.01 lakhs to 75 lakhs, then the interest rate is 7.25 % to 7.75 % per annum.
- If the female customer has taken a loan of more than rupees 75 lakhs, then the interest rate is 7.30 % to 7.80 % per annum.
- If the other customer has taken a loan of more than rupees 75 lakhs, then the interest rate is 7.35 % to 7.85 % per annum.
- If the female customer has taken a loan up to rupees 30 lakh, then the interest rate is 7.20 % to 7.70 % per annum.
- If the other customer has taken a loan up to rupees 30 lakh, then the interest rate is 7.25 % to 7.75 % per annum.
- If the female customer has taken a loan from rupees 30.01 lakhs to rupees 50 lakhs, then the interest rate is 7.45 % to 7.95 % per annum.
- If the other customer has taken a loan from rupees 30.01 lakhs to 75 lakhs, then the interest rate is 7.50 % to 8.00 % per annum.
- For existing customers, the interest rate is 8.30 % to 8.80 % per annum.
## 3. Non-Housing Loans:This company provides non-housing loans to customers against property, commercial plot, and commercial property loan.
- The interest rate is 7.50 % to 8.50 % per annum for self-occupied residential property loans up to rupees 49.99 lakhs.
- The interest rate is 7.35 % to 8.35 % per annum for self-occupied residential property loans of rupees more than 49.99 lakhs.
- The interest rate is 7.95 % to 9.30 % per annum for non-self-occupied residential property loans up to rupees 49.99 lakhs.
- The interest rate is 7.80 % to 9.15 % per annum for non-self-occupied residential property loans of rupees more 49.99 lakhs.
- The interest rate is 7.95 % to 10.30 % per annum for commercial property loans up to rupees 49.99 lakhs.
- The interest rate is 7.80 % to 10.15 % per annum for commercial property loans for rupees more than 49.99 lakhs.
- The interest rate is 7.50 % to 8.50 % per annum for commercial property loans up to rupees 49.99 lakhs.
- The interest rate is 7.50 % to 8.50 % per annum for commercial property loans of rupees 50 lakhs and above.
- The interest rate is 8.90 % to 9.90 % per annum for commercial plot loans up to rupees 49.99 lakhs.
- The interest rate is 8.75 % to 9.75 % per annum for commercial plot loans of rupees 50 lakhs and above.
## 4. Refinance:This company provides balance transfer loans to the customer.
- If the female customer has taken a loan up to rupees 30 lakh, then the interest rate is 6.95 % to 7.45 % per annum.
- If the other customer has taken a loan up to rupees 30 lakh, then the interest rate is 7.00 % to 7.50 % per annum.
- If the female customer has taken a loan from rupees 30.01 lakhs to rupees 75 lakhs, then the interest rate is 7.20 % to 7.70 % per annum.
- If the other customer has taken a loan from rupees 30.01 lakhs to 75 lakhs, then the interest rate is 7.25 % to 7.75 % per annum.
- If the female customer has taken a loan of more than rupees 75 lakhs, then the interest rate is 7.30 % to 7.80 % per annum.
- If the other customer has taken a loan of more than rupees 75 lakhs, then the interest rate is 7.35 % to 7.85 % per annum.
## Subsidiaries:## 1. HDFC bank:This is the most popular private bank in India. CEO of the bank is The revenue of the bank is rupees 155,885 crores. The operating income of the bank is rupees 61,636 crores, and net income is rupees 31,857 crores. The bank invests rupees 1,746,870 crores in assets, and the equity of the bank is rupees 203,169 crores. There are 120,093 employees in the bank. Various products offered by the bank are credit cards, finance, private banking, insurance, commercial banking, etc. ## 2. HDFC Standard Life Insurance Company Limited:This company provides insurances to customers. Its logo name is HDFC Life. The revenue of the company is rupees 1,687.70 crores. The operating income of the company is rupees 1,313.92 crores, and net income is rupees 1,297.45 crores. The company invests rupees 132,223.86 crores in assets, and the equity of the company is rupees 6,801.03 crores. There are 16,544 employees in the company. Various products of the company are life insurance, consumer finance, investment management, etc. There are ## 3. HDFC ERGO General Insurance Company:This company provides financial services to customers. The revenue of the company is rupees 56.06 billion. The operating income of the company is rupees 4.6 billion, and net income is rupees 3.3 billion. The company invests rupees 25.42 billion in assets. There are 7,899 employees in the company. Various products of the company are accidental insurance, general insurance, rural insurance, and vehicle insurance. There are ## 4. HDFC Credila Financial Services:This company provides financial services to customers. |