PayPal Alternative

PayPal has 392 million active accounts globally in the first quarter of 2021. The platform offers a very open price structure and supports payments for over 28 million businesses.

Best PayPal Alternatives

1. Google Pay

Customers of your business may make payments online, in-app, or in-store. Companies may offer shopping on all devices thanks to Google Pay. Reducing the incidence of forgotten passwords and missed conversions. Additionally, you may distribute personalized mobile offers and suggestions to your clients, exchange gift and loyalty cards, and reduce the ticketing demand.

Execution: Documentation for developers

Examine the developer's documentation
Learn how to use the APIs
Combine and test

Costing: Free

Apps: iOS, Android.

2. WePay:

WePay provides integrated platform payments. It was created "with the scale of JPMorgan Chase" to enable fast onboarding and processing. WePay, which specializes in unique online, POS, and omnichannel software systems, enables businesses to create transaction and payment capabilities with a single integration.

Execution: Documentation for developers

Integrating Rapidly
Merchant Orientation
Making payments

Costing: information is available upon request.

3. 2CheckOut:

Looking for a worldwide choice? Think of 2CheckOut, accessible in more than 200 countries and provides eight payment alternatives, 15 language choices, and 87 different currencies. The platform offers a simple and user-friendly mobile experience with branding exclusive to your business.

In addition, you'll benefit from 300 fraud rules per transaction, improved PCI compliance, a simple connection with more than 100 online shopping carts, and thorough documentation.

Execution: Documentation for developers

Give your customers the individualized experience they want.
Simple customization of your checkout.
Automate processes and expand your business.
Get more churn-reducing subscription management tools.
Advanced fraud prevention lowers the risk that pass sales create.

Costing: Depends on the plan.

4. Authorize.Net:

Using this payment gateway service, you may take electronic and credit card payments offline, online, or over the phone. Since its founding in 1996, Authorize.Net has served small companies, facilitating more than one billion transactions and $149 billion in payments annually. Over 43,000 retailers already operate there.

It is a subsidiary of Visa, and among other resellers, it is offered by independent sales organizations, merchant service providers, and financial institutions. You will receive free, 24-hour support in addition to award-winning API integration.

Additionally, they are simple to link with PayPal, Apple Pay, and Visa Checkout, enabling you to take payments from clients anywhere in the globe as long as your company is headquartered in the United States, Canada, the United Kingdom, Europe, or Australia.

Execution: Documentation for developers

Reference API
Developer Manuals
Hello World

Costing: Depends on the plan.

5. Skrill:

Skrill offers you to send and receive money, utilize store cards, link bank accounts, and make payments using your email address and password. Additionally, Skrill "wallet holders" only pay 1.45% in fees, allowing you to keep more proceeds from each transaction. Whether you use Skrill for personal or professional purposes, you can access worldwide support in more than 30 countries.

Costing: Opening a personal account is free.

Apps: iOS and Android.

6. Intuit:

By using their service, QuickBooks Payments guarantees that you will get payments three times faster. You may use them to accept card payments on the go, issue online invoices, and set up regular prices.

You'll receive instant notifications when customers see or pay bills and any automated payment reminders. And all that data entering for invoices? It displays in real-time in QuickBooks without requiring any modifications from you.

Costing: Depends on the plan.

7. ProPay:

ProPay provides payment solutions for medium-sized businesses, huge companies, and various sectors, including direct sales, car dealers, and legal. They offer choices for global distribution, payment processing, commission payment, and credit card payment.

ProPay provides pay-by-text or "one-click" email payment options for SaaS platforms, online shops, and software developers.

Execution: Documentation for developers

Real-time underwriting and boarding.
Payment processing (ACH/credit cards).
Mass/commission payments (Commissions).
Spend back payments (SpendBack).
Multiple payments (SplitPay).
Tools for preventing fraud (Guardian CyberShield).
automatic upgrading of credit cards (EnsureBill).
various language assistance (International).
client assistance.

Costing: Information is available upon request.

8. Dwolla:

Dwolla takes pride in being simple to integrate with your application and developer-friendly. Because it offers a white-label API, your consumers can constantly interact with your interface, which they trust. It is simple to add bank accounts, and customer identification is confirmed without the participation of a third-party website.

Additionally, Dwolla can transmit up to 5,000 payments with a single API call and automate your payments. Furthermore, it has a 99.9% uptime guarantee, advanced security, predictable costs, and a dedicated customer success team.

Execution: Documentation for developers

API Reference Docs.
Developer Support.
Interactive Display.

Coasting: Concepts' price varies according to the plan.

9. Braintree:

It is a PayPal service called Braintree. Each of the current payment solutions from Braintree Direct, Braintree Marketplace, Braintree Auth, and Braintree Extend is specifically designed to meet the needs of your business.

It makes it simple to take payments via mobile and web in more than 45 nations and more than 130 different currencies. Additionally, by integrating Hosted Fields into its Drop-in UI, your customers will experience a smooth checkout.

Execution: Documentation for developers

Additional Features
Braintree Auth (Beta)
Braintree Marketplace
Grant API (Beta)
OAuth (Beta)
PayPal Here
Recurring Billing

Tools:

3D Secure
Premium Fraud Management Tools
Client SDK
Disputes
Payment Request API
Reports
Webhooks

Coasting: depends on the plan.

10. Stripe:

Operating an online business? You might be a good fit for Stripe. A "developers first," the company believes that "payments is an issue inherent in code, not finance." Set up Stripe quickly and easily using its simple API.

Execution: Documentation for developers.

Direct payments:
Payments
Online payments
Invoicing
Billing
Terminal

Multiparty payments:

Connect

Prebuilt components:

Payment Links
Checkout
Elements
Business operations
Radar
Sigma
Data Pipeline
Climate
Atlas
Identity
Tax
Revenue Recognition
Financial Connections

Financial services:

Issuing
Treasury
Capital

Costing: On-demand custom pricing is offered.

11. Payoneer:

Payoneer can help you receive payments from worldwide customers swiftly, securely, and affordably whether you are a business owner, freelancer, or professional. It doesn't matter if your business specializes in e-commerce, internet advertising, or vacation rentals since it specializes in a wide range of markets and sectors.

Payoneer has 4 million users in more than 200 countries and makes managing your business simple. Join Payoneer to receive online payments to your Payoneer account and to withdraw money from ATMs or your local bank anywhere in the globe.

Implementation: Developers' documentation.

Make payments simple.
A global framework for progress on a worldwide scale.
Expand into new marketplaces
Request a payment
Pay your VAT
Receive Digital FIRC
Connect with the partner ecosystem
Store Manager

Coasting: Payments made by other Payoneer users are free.

12. Amazon Pay:

Amazon offers portals for donors, customers, and businesses. Because consumers will log in using their Amazon account credentials and complete their transactions using the same trusted Amazon procedure, your customers will find it simple.

Additionally, you benefit from Amazon's free fraud protection, which provides additional security. The entire transaction is carried out on your site, and Amazon Pay is integrated with your current CRM. You can handle payments while on the go because it is accessible across all devices.

Execution: Documentation for developers.

Ecommerce plugins
One-time checkout
Recurring checkout
Amazon Pay for Alexa Skills

Coasting: 2.9% + $0.30 per domestic US transaction, 3.9% for the cross-border processing fee, and $20 for disputed charges.

13. Wise:

A cheaper method of sending money abroad, according to Wise. You can transfer and receive money using a Wise borderless account, be paid as a freelancer, handle payroll or batch payments, join the waitlist for a Wise debit card, and even check the payouts API.

Additionally, it guarantees to provide the most favorable exchange rate, no extra charges, and to complete 90% of transfers from the UK to Europe in a single working day. If you carry out a lot of foreign business, Wise is an excellent option to consider.

Costing: When it comes to transmitting money, we maintain transparency.

Apps: iOS and Android.

14. Venmo:

You've probably used Venmo to give money to a friend for pizza or concert tickets, but did you know that you can also use it for commercial transactions? Use the social benefits of Venmo as products and services for your business by connecting the platform to your mobile website or app.

If the idea of social payments appeals to you, Venmo is worth a look, but you'll need to connect with either Braintree or PayPal Checkout.

Apps: iOS and Android.

15. Square:

After choosing your business type and size, you may register with Square. It has two significant plans and functions well for retail and in-person transactions. With Square Point of Sales, you can handle bills and regular payments, accept cards, cash, checks, and even gift cards, print or transmit data receipts, and take advantage of real-time inventory management.

A big bonus right here? To ensure that you always retain business due to outages again, you may swipe cards even when there is no connection.

Square for Retail gives you the tools to manage your vendors, track, change, and move inventory, establish customer profiles with each transaction, and sell more quickly, thanks to its search-based point of sale. You can also send purchase orders, generate the cost of items sold reports, set up staff time cards and permissions, and send purchase orders.

Execution: Documentation for developers.

Create unique booking solutions
Create and take orders
Accept payments
Control and maintain inventories
Customer organization
Control employees

Coasting: Free to use, but shops are free to add features as required, such as those for employee timecards and payroll.

16. Payline:

Whether you manage a business online, on a mobile device, or at a physical location, Payline has suitable tools. You may customize your plan using the variety of partnership choices offered by Payline.

Execution: Documentation for developers.

Dashboard & Virtual Terminal
Integration with Cart and Payment Page
Recurring Billing & Invoicing
Docs for API and Developers

Coasting:

$10 per month for in-person transactions at $0.10 each.
Online transactions cost $0.20 each or $20 monthly.

17. Shopify Payments:

No third party is necessary when using Shopify to accept credit cards. You can monitor your account and payment schedule from a simple shop dashboard and receive email notifications whenever new earnings are deposited into your account. With Shopify POS, you can accept credit cards wherever you are and at rates as low as 2.4% + $0.30.

Amazon, eBay, Facebook Messenger, Facebook stores, Pinterest Buyable Pins, and Enterprise-level accounts are also made possible with Shopify.

Coasting: Plans for Shopify account owners range in price from $29 to $299 per month.

18. BlueSnap:

Get a merchant account, a payment gateway solution, and a variety of additional tools to aid in the expansion of your business. Intelligent payment processing offers practical conversions, payment analytics, chargeback management, risk management, and the ability to conduct more than 100 international payments.

BlueSnap connects with your current systems, such as your shopping cart, ERP, and CRM software, to simplify implementation.

Execution: Documentation for developers.

Basic APIs
a payment API
Payments Embedded
Tools & Reporting

Resources:

Guides
Testing
FAQs

Coasting: No monthly maintenance cost for the first year; if your transaction volume exceeds $2,500 per month after the first year, the monthly price is waived.

Debit Visa/Mastercard, 2% + $0.30
credit from Visa/Mastercard, 2.70% + $0.30
American Express and international transactions are charged 3.70% + $0.30; Visa/Mastercard Corporate/Discover/Diners, 2.90% + $0.30.
On request, special pricing is offered.

19. Viewpost:

For better working capital management, send and track expert, personalized invoices and take advantage of early payment reductions. Additionally, save time with a comprehensive billing and payment solution that works for freelancers and big businesses.

Coasting: $14.99 per month plus any applicable transaction costs (available upon request)

Apps: iOS and Android

20. FastSpring:

Firms offering online software, content, or apps can use this "end-to-end" e-commerce platform. They provide global subscriptions and payments for online businesses (web, mobile, and in-app) and engage with the digital products you require to run your company.

They provide subscriptions, recurring billing, omnichannel distribution enablement, a customized online shopping experience, popup checkout for customers, and more. Along with helping with tax management, they also handle international payments using local expertise.

Execution: Documentation for developers.

Within Minutes, Start.
Personalized Checkout with Store Builder Library.
API FastSpring.
Integrations + Webhooks.
Superb Customer Support.

Coasting: Integrated Pricing. Migration is free. No extra charges.

21. Ayden:

With the multichannel option Ayden, your consumers may make payments online, through apps, or in-person whenever they see appropriate. Uber, eBay, and Spotify are among the company's impressive list of clients, and for a good reason.

The answer is flexible, dependable, and available. Ayden can work for companies of any size and has fair pricing.

Execution: Documentation for developers.

Adyen can help you get started.
Online transactions
Personal payments
Platforms
Plugins

Coasting: $0.12 for each transaction.

Apps: Android apps.

22. Stax Pay by fattmerchant:

The more comprehensive Stax financial platform includes Stax Pay. It's a flexible solution that makes it possible to make quick, safe payments over the phone while traveling or in person using a Stax Pay Smart Terminal device.

The platform is compatible with a wide range of businesses, including those in Retail, professional services, field services, and healthcare, and it can manage groups of practically any size.

Coasting: Plans are $49 per month.